Best feature: No credit check
The OpenSky Secured Visa Credit Card is an option for consumers who are looking to build credit without a credit check. Cardholders set their credit limit by making a security deposit of between $200 and $3,000.
The card charges a $35 annual fee, and there is a minimum $1 interest fee. There is no sign-up bonus or rewards program.
Your security deposit is refundable, and you can get it back after you close your account.
Best for people who:
- Need to build their credit scores.
- Can make at least a $200 security deposit.
- Can’t qualify for a secured card that charges no annual fee.
Comparative assessments and other editorial opinions are those of U.S. News
and have not been previously reviewed, approved or endorsed by any other
entities, such as banks, credit card issuers or travel companies. The content
on this page is accurate as of the posting date; however, some of our partner offers may have expired.