Capital One credit card rewards allow you to earn unlimited cash back or miles on every purchase. Cash back rewards or miles can be redeemed for:
- Cash back
- Gift cards
- Travel
- Merchandise
Rewards do not expire as long as your account is open and in good standing. If you close your account, you will lose unredeemed rewards.
How Do You Apply for a Capital One Credit Card?
To apply, you need to fill out an online application and provide the following information:
- Name
- Date of birth
- Social Security number
- Home address
- Email address
- Phone number
- Employment status
- Annual income
- Monthly rent or mortgage payment
- Bank account type(s)
What Are all of the Capital One Services Offered?
Capital One offers a full suite of personal and commercial credit and banking services. Services offered by the company include:
- Business and consumer credit cards
- Auto loans
- Business banking
- Car shopping tool
- Checking and savings accounts
What Are the Benefits of Having a Capital One Card?
Capital One offers a flexible rewards program for a wide variety of purchases. Besides the company’s card offerings for every type of spender, Capital One gives consumers many incentives for using one of its cards. Those benefits include:
- 24-hour customer service
- Access to exclusive events
- Automated account assistant
- Automatic credit line reviews
- Card lock
- Emergency card replacement
- Flexible rewards
- Fraud liability protection
- Free credit monitoring
- Mobile app
- No foreign transaction fees
- Online shopping tool
- Personalized payment
- Proactive account alerts
- Security alerts
- Unlimited rewards with no expiration date
- Virtual card numbers
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