Homebuyers planning to put down roots in the Bluegrass State have many housing options to consider. Kentucky offers almost 2 million housing units and has a homeownership rate around 67%, according to the U.S. Census Bureau’s 2018 American Community Survey.
Kentucky’s median housing value is $148,100, well below the national median value of $229,700. As with most states, Kentucky has areas with higher housing prices, but there are also parts of the state that offer lower housing prices.
U.S. News conducted an in-depth review of leading direct mortgage lenders. Research was based on program availability and customer satisfaction ratings. Because each consumer has different needs, the top finishers in several key areas were chosen.