9 Moves to Make Before Home Prices Fall [2022]

Stop overpaying when you shop online

Shopping online has its perks. It’s super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don’t always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it’ll scour the internet for coupon codes to help you save cash. And before you check out at favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a friendly pop-up if the item you’re buying is available cheaper somewhere else.

Capital One Shopping is free to use and won’t show you ads. Add it today and stop overpaying!¹

Get Capital One Shopping now

Cancel your car insurance

We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.

This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.

Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.

See if you’re overpaying

Ditch your mortgage lender

Yep, we said it. If you want to save a ton of money next month — $100, $200, $500 — you should ditch your current mortgage right now.

Our new tool will help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. Which means you could slash your interest rate, lower your monthly mortgage payments and even build equity in your home faster… all so you can save money and free up breathing room in your budget.

You could even take advantage of a cash out refinance for massive savings. The money you get could help you crush your high-interest debt for good. Or you could take advantage of that potentially lucrative investment opportunity that you now have the cash for. The possibilities are endless, but you’d be crazy not to see how much you can get just by refinancing.

See how low your rate and payment could be

Prepare for market volatility by diversifying in gold

Stock market volatility can be financially damaging, especially as you near retirement. You could move your investments into a savings account, but have you seen interest rates lately? Another option to consider — diversify with gold.

Gold values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments may be able to help you weather market swings.

Gold Alliance is a reputable precious metals dealer that specializes in precious metals IRAs. They make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA — with no taxes or penalties.

Gold Alliance offers a free gold information kit to help you learn more about why gold and silver could be a smart choice for diversifying your portfolio, and how the process works. 

Get your free guide now

Take advantage of one of the biggest transfers of wealth in history

We’re about to witness one of the greatest transfers of wealth the world has ever seen. With an estimated $1.74 trillion in art passing on to the next generation (according to Deloitte), millionaires and billionaires are allocating 20% of their overall portfolios to it, on average.

Jeff Bezos, Bill Gates, and Oprah Winfrey have built collections valued in the hundreds of millions. But if you think investing in art is just for financial titans, think again. Masterworks.io has opened the doors to this multi-trillion opportunity for everyone. Their revolutionary platform lets you invest in works by Banksy, Basquiat, and Picasso … just like a company’s stock.

While no investment strategy is guaranteed, early investors already saw a 32% annualized return in 2020 from the sale of their Banksy masterpiece — nearly 2x the S&P 500. If you want to try to grow your wealth with this billionaire favorite asset class and take your next step towards early retirement, request an invitation today.

Skip the Waitlist

Earn Passive Income by Investing in Real Estate

Imagine getting a check in the mail every few months for just holding a little bit of money in an account. Sounds amazing, right?

With Fundrise, an investment of as little as $10 can start earning you passive income through quarterly distributions. You’ll get to invest in some of the hottest real estate deals without the headaches that come with being a landlord.

It takes less than 1 minute to create an account with your email and password, and you don’t have to invest a dime until you know it’s right for you. Be sure to confirm your account by clicking the link in the email they send you.

The investments do come with risk. Fundrise has paid distributions every quarter since at least Q2 2016, but your payment is never guaranteed.

For the service, you’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.

Sign up for Fundrise here

Get out of $10,000 or more in debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief

Sell your home for cash in as little as 7 days

Selling your home can be a huge headache. You have to prep and stage everything, set up open houses and showings, and then painstakingly wait — sometimes for weeks or months — for offers to come in. The process can take so long that it can feel like you won’t sell at all.

Simple Sale from HomeLight could fix that. They help you sell your home as-is for cash, and you could get your money in as little as 7 days — all without the hassle that normally comes with selling your home.

To get started, just answer a few simple questions about your home, and HomeLight will connect you with qualified cash buyers. HomeLight even handles all the buyer-side costs and paperwork, and you get to choose a move-out date that works for you.

Get an offer for your home

Pay No Interest Until April 2023

Imagine getting 15 billing cycles with 0% interest on a balance transfer or a big purchase.  You could dramatically change your financial picture with this industry-leading low-interest card – the Bank of America® Customized Cash Rewards credit card.

If you want to kick high-interest credit card debt to the curb, this is one of the best get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 billing cycles (on balance transfers made in the first 60 days) on balance transfers (transfer fee $10 or 3%, whichever is greater). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn’t just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 15 billing cycles on purchases. After the intro period for purchases and balance transfers, then APR is 13.99% to 23.99% (variable).

Plus, new cardholders can get a one-time cash bonus — earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days of account opening. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

Add to this the fact that this card offers a 3% cash back on the category of your choice; 2% cash back at grocery stores and wholesale clubs (on the first $2,500 spent each quarter in the 2% and 3% categories combined); and 1% cash back on all other purchases, you’ve also got one of the best cash back cards on the market – customized to the way you spend! 

The best part? There’s no annual fee.

Click here to Apply Now