American Express Platinum Card Review

Delta SkyMiles Gold American Express Card vs. The Platinum Card from American Express
The Delta SkyMiles Gold American Express Card offers Delta loyalists the chance to rack up miles with the airline, plus get some perks every time they fly, including a free checked bag, priority boarding and in-flight discounts.

The Platinum Card from American Express offers a suite of luxury travel perks, including fee credits, airport lounge access and elite hotel status. You also can transfer points to several airline and hotel partners.

Chase Sapphire Reserve vs. The Platinum Card from American Express
Chase Sapphire Reserve offers several luxury travel perks, including airport lounge access with Priority Pass Select, an application fee credit for Global Entry or TSA Precheck, and a $300 annual travel credit. It also offers more than $400 of rewards value during the first year and allows cardholders to transfer points at their full value to travel partners.

The Platinum Card from American Express has excellent travel perks, including fee credits, airport lounge access and elite hotel status. The card has a good rewards system, letting you transfer points to multiple partner travel programs.

The Business Platinum Card from American Express vs. The Platinum Card from American Express
The Business Platinum Card from American Express offers business owners flexible rewards and a suite of premium travel benefits. It comes with beefed-up benefits, but its annual fee is $695.

The Platinum Card from American Express offers some of the best travel perks in the industry and lets you transfer points to several airline and hotel partners. It has a $695 annual fee.

Citi Prestige Credit Card vs. The Platinum Card from American Express
Citi Prestige Credit Card has a big sign-up bonus, high bonus rewards rates and premium travel perks.

The Platinum Card from American Express offers fee credits, airport lounge access, elite hotel status along with the ability to transfer points to several airline and hotel partners. The card also has a competitive welcome offer.

American Express Gold Card vs. The Platinum Card from American Express
American Express Gold Card offers high rewards rates on restaurant and U.S. supermarket purchases. The card’s annual fee is less than half the cost of the other’s but comes with more limited travel benefits.

The Platinum Card from American Express comes with high-end travel perks, including fee credits, airport lounge access and elite hotel status. You also get higher point multipliers in more categories and a better welcome offer to justify the higher annual fee.

Marriott Bonvoy Boundless Credit Card vs. The Platinum Card from American Express
The Marriott Bonvoy Boundless Credit Card offers bonus rewards at participating Marriott Bonvoy hotels, plus a free anniversary night.

The Platinum Card from American Express has multiple luxury travel perks, including fee credits, airport lounge access and elite hotel status. You can also transfer points to several airline and hotel partners, though the fee is much higher.

The Platinum Card from American Express earns 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, so the best way to maximize your benefits is to use it for travel expenses. If you want to earn the Earn 100,000 Membership Rewards® points-point introductory bonus, you should plan to spend after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

Annual fee: The Platinum Card from American Express charges a $695 annual fee. The Blue Cash Preferred Card from American Express has a $0 introductory annual fee for the first year, then $95. annual fee.

Rewards: With The Platinum Card from American Express, you’ll earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. The Blue Cash Preferred Card from American Express offers 6% cash back on up to $6,000 in spending each year at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis, ride-hailing services, parking and buses), and unlimited 1% cash back on other purchases.

Welcome offer: With The Platinum Card from American Express, new cardholders earn Earn 100,000 Membership Rewards® points points for spending after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. The Blue Cash Preferred Card from American Express offers new cardholders Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

Benefits: The Platinum Card from American Express and Blue Cash Preferred Card from American Express cardholders receive access to travel and consumer benefits including purchase protection, rental car insurance, a global assist hotline, return protection and concierge service.

Annual fee: The Platinum Card from American Express charges a $695 annual fee. The Chase Sapphire Reserve has a $550 annual fee.

Rewards: With The Platinum Card from American Express, you’ll earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. The Chase Sapphire Reserve offers three times the points on travel immediately after earning your $300 travel credit, three times the points on dining at restaurants including eligible delivery services, takeout and dining out, and one point per dollar spent on all other purchases.

Welcome offer: With The Platinum Card from American Express, new cardholders earn Earn 100,000 Membership Rewards® points points for spending after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. The Chase Sapphire Reserve rewards you with 50,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

Benefits: The Platinum Card from American Express comes with Uber VIP status, up to a $200 airline fee credit, fee credit for Global Entry or TSA Precheck, access to the Global Lounge Collection, Platinum Travel service, Marriott Bonvoy Gold Elite status, Hilton Honors Gold status, car rental loss and damage insurance, global assist hotline, concierge service and return protection. With the Chase Sapphire Reserve, you’ll receive up to a $300 annual travel credit, Global Entry or TSA Precheck fee credit, trip cancellation or interruption insurance, an auto rental collision damage waiver, lost luggage reimbursement, trip delay reimbursement, emergency evacuation and transportation, and purchase, return and extended warranty protection.

For rates and fees of The Platinum Card from American Express, please click here.