Barclays Mastercard Titanium Card Review

Mastercard Titanium Card holders receive benefits including:

Since you earn one point per dollar on all purchases with the Mastercard Titanium Card, you can maximize your benefits simply by using the card. In addition, use your rewards points for airfare whenever possible, as there is a 2% value for airfare redemptions and 1% value for cash back redemptions.

Annual fee: A $195 annual fee is required for the Mastercard Titanium Card. The Chase Sapphire Preferred Card card requires a $95 annual fee.

Rewards: The Mastercard Titanium Card rewards program offers one point per dollar on purchases. Points can be redeemed for 2% value for airfare redemptions and 1% value for cash back redemptions. The Chase Sapphire Preferred Card offers three points per dollar on dining at restaurants, two points per dollar on travel and one point per dollar on all other purchases.

Sign-up bonus: The Mastercard Titanium Card does not offer a sign-up bonus. With the Chase Sapphire Preferred Card, you earn 60,000 bonus points when you make after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

Benefits: Mastercard Titanium Card holders receive benefits including an auto rental collision waiver, baggage delay insurance, cellphone protection, travel accident insurance, travel assistance services, and trip cancellation and interruption insurance. With the Chase Sapphire Preferred Card, cardholders can take advantage of benefits including no foreign transaction fees, purchase protection, extended warranty coverage, travel insurance and rental car damage collision waiver.

Annual fee: A $195 annual fee is required for the Mastercard Titanium Card. A $695 annual fee is required with The Platinum Card from American Express.

Rewards: With the Mastercard Titanium Card rewards program, you earn one point per dollar on purchases. Points can be redeemed for 2% value for airfare redemptions and 1% value for cash back redemptions. The Platinum Card from American Express offers 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Welcome offer: The Mastercard Titanium Card does not offer an introductory bonus. New cardholders of The Platinum Card from American Express earn 80,000 Membership Rewards® points points by making after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Benefits: Mastercard Titanium Card holders receive benefits including an auto rental collision waiver, baggage delay insurance, cellphone protection, travel accident insurance, travel assistance services, and trip cancellation and interruption insurance. With The Platinum Card from American Express, you receive benefits including purchase protection, rental car insurance, global assist hotline, extended warranty coverage, platinum concierge, access to the Global Lounge Collection, a $200 airline fee credit, a fee credit for Global Entry or TSA Precheck and up to $200 in Uber rides annually. Terms apply.