Best Commerce Bank Credit Cards of April 2022

You have multiple choices for redeeming your Commerce Bank rewards. Redemption options include:

Commerce Bank has credit cards that earn up to 10 points per dollar. The highest earning rates are available with cobranded cards, such as the Commerce Bank Drury Rewards Visa.

Points earned with Commerce Bank are typically worth 1 cent each. However, they may be worth more or less depending on your choice of redemption. Minimum redemption amounts may apply, such as a minimum of 10,000 points per airline ticket.

Commerce Bank points can’t be transferred to other programs, but they can be gifted. You can gift points to any Commerce Bank customer with a qualified rewards account. This can be used to combine earnings from multiple accounts.

You have four years to redeem points earned with Commerce Bank. They will expire four years from the calendar quarter that they were posted to your account. Gifted points expire after one year.