Blue Delta SkyMiles Credit Card from American Express

Approximate annual rewards value: 24,193 miles

Introductory bonus value: 10,000 miles

First-year rewards value: 34,193 miles

These are the rewards you can earn with this card:

This rewards structure can be helpful if you use your Delta SkyMiles Blue American Express Card at restaurants or to make purchases from Delta, but it doesn’t provide much benefit when used for other everyday purchases. That said, since the card has no annual fee, it won’t weigh you down to carry it for when you fly with Delta.

You can earn a 10,000-mile bonus after spending $500 in purchases on your new Card in your first 3 months, which begins the date your account is approved. That’s a low spending threshold compared with many travel card introductory offers.

Based on average spending data from the Bureau of Labor Statistics and analysis of streaming service and public transit expenditures, Delta SkyMiles Blue American Express Card users can earn about 34,193 miles in their first year, counting the 10,000-mile introductory offer after spending $500 in purchases on your new Card in your first 3 months. In subsequent years, you can expect to earn closer to 24,193 miles.

Values for spending categories are based on average data from the 2019 Bureau of Labor Statistics’ Consumer Expenditure Survey and analysis of streaming service and public transit expenditures. Most categories are rounded to the nearest $100.

Delta SkyMiles can be redeemed for flights, seat upgrades, premium drinks in Delta Sky Club, ticket change fees, and other products and services. Delta SkyMiles Blue American Express Card cardholders can also use Pay with Miles to take $50 off their flight tickets for every 5,000 miles redeemed.

The Delta SkyMiles Blue American Express Card has an APR of 15.74% – 24.74% Variable, depending on factors such as your creditworthiness.

The card’s Pay It Plan It feature can help you pay down small balances and lock in fixed fees for larger purchases. With Pay It, you can quickly tap a purchase of under $100 in the mobile app to make a payment toward your balance. In contrast, Plan It lets you split purchases that are $100 or more into monthly payments for a fixed monthly fee instead of interest charges. This can be a good deal if the monthly fee is less than you would pay in interest.

Annual fee: The Delta SkyMiles Blue American Express Card has no annual fee. The Delta SkyMiles Gold American Express Card has $0 introductory annual fee for the first year, then $99.

Rewards: With the Delta SkyMiles Blue American Express Card, you earn 2 miles per dollar on eligible spending at restaurants and directly through Delta. All other eligible purchases earn 1 mile per dollar. The Delta SkyMiles Gold American Express Card offers 2 miles per dollar for eligible restaurant, U.S. supermarket and Delta spending.

Welcome offer: With the Delta SkyMiles Blue American Express Card, you can earn 10,000 bonus miles by spending $500 in purchases on your new Card in your first 3 months. If you get the Delta SkyMiles Gold American Express Card, you can earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.

Benefits: The Delta SkyMiles Blue American Express Card has benefits including car rental loss and damage insurance and purchase protection. The Delta SkyMiles Gold American Express Card provides the same benefits as the Delta SkyMiles Blue American Express Card, plus perks such as a free checked bag and priority boarding on Delta flights. Both cards get 20% back on qualified pre-purchased meals and in-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights. Consumers with either card can take $50 off tickets for every 5,000 miles they redeem with Pay With Miles on Delta.com. The Delta SkyMiles Gold American Express Card also comes with a $100 flight credit for customers who spend more than $10,000 in a calendar year.

Annual fee: The Delta SkyMiles Blue American Express Card has no annual fee. The United Explorer Card has a $95 annual fee after one year with no annual fee.

Rewards: The Delta SkyMiles Blue American Express Card earns 2 miles per dollar on eligible spending at restaurants and with Delta. You’ll get 1 mile per dollar on all other eligible spending. The United Explorer Card earns 2 miles per dollar on United flight tickets and select other spending with United. You’ll also get 2 miles per dollar on eligible restaurant and hotel spending, and 2 miles per dollar when you buy tickets for exclusive United Card Events from Chase. All other spending earns 1 mile per dollar.

Welcome offer: With the Delta SkyMiles Blue American Express Card, you can earn 10,000 bonus miles by spending $500 in purchases on your new Card in your first 3 months. The United Explorer Card offers 40,000 bonus miles to cardholders who make at least $2,000 in purchases in the three months after opening their accounts.

Benefits: The Delta SkyMiles Blue American Express Card comes with benefits such as car rental loss and damage insurance, purchase protection, access to the Global Assist Hotline for travel help, and ticket presales through American Express Experiences. The United Explorer Card offers perks such as an auto rental collision damage waiver, purchase protection and tickets to exclusive events. The card also provides up to $100 to cover your TSA PreCheck or Global Entry application fee. On Delta-operated flights, the Delta SkyMiles Blue American Express Card offers 20% back on qualified pre-purchased meals and in-flight food, alcoholic beverages and audio headsets. The United Explorer Card gives users 25% back on food, beverages and Wi-Fi on United-operated flights.

Q: Is the Delta SkyMiles Blue American Express Card worth it?

A: The Delta SkyMiles Blue American Express Card is the entry-level Delta American Express card. It has a $0 annual fee, but it also doesn’t have a broad rewards program. The best you can earn is 2 miles per dollar on eligible restaurant and Delta spending. All other purchases earn only 1 mile per dollar, which can make it a slow-earning card.

Q: How hard is it to get a Delta SkyMiles Blue American Express Card?

A: You’ll need a good to excellent credit score (at least 670) to qualify for the Delta SkyMiles Blue American Express Card.

Q: How do I redeem Delta SkyMiles?

A: You can redeem Delta SkyMiles by booking flights on Delta.com or with the Fly Delta app. You can also upgrade your seat on a flight, buy Delta gift cards, purchase magazine subscriptions, book a vacation package with Delta Vacations, donate miles through SkyWish and more.

Q: Is the Delta SkyMiles Blue American Express Card a Good Credit Card?

A: The Delta SkyMiles Blue American Express Card can be a solid option for Delta customers. You won’t pay an annual fee or foreign transaction fee, and you can accrue miles for everyday spending. If you’re willing to pay an annual fee, you can look into higher-tier Delta SkyMiles American Express cards, such as the Delta SkyMiles Platinum American Express Card.

For rates and fees of the Delta SkyMiles Blue American Express Card, please click here.