Capital One Venture Rewards Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card: Which Is Best?

The Capital One Venture Rewards Credit Card earns 2 miles per dollar on every purchase, every day. You can earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening. Miles are worth 1 cent and can be transferred to partner travel loyalty programs. However, with most partners, miles transfer at a rate of 1:1 card miles to airline miles.

Based on how the average American consumer spends*:

Annual rewards value: $368
Introductory bonus value: $600
First-year value: $968
Total two-year value: $1,336

The Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on every purchase you make, plus a one-time cash bonus of $200 after you spend $500 on purchases within 3 months from account opening.
Based on how the average American consumer spends*:

Annual rewards value: $276
Introductory bonus value: $200
First-year value: $476
Total two-year value: $752

Best two-year value: Capital One Venture Rewards Credit Card

*Rewards value is based on data from the 2017 U.S. Bureau of Labor Statistics’ Consumer Expenditure Survey, rounded to the nearest $100 for annual expenditures. That amounts to $500 for flights, $500 for hotels, $3,400 for dining, $4,400 for groceries, $2,000 for gas, $3,000 for entertainment, $1,800 for apparel and services, $800 for personal care products and services, and $2,000 for all other expenditures, earned and redeemed at the best typical value.

The Capital One Venture Rewards Credit Card has an annual fee of $95.

The Capital One Quicksilver Cash Rewards Credit Card has an annual fee of $0.

Lowest fees: Capital One Quicksilver Cash Rewards Credit Card

The Capital One Venture Rewards Credit Card has an APR of 20.24% – 28.24% (Variable).

The Capital One Quicksilver Cash Rewards Credit Card has an APR of 19.24% – 29.24% (Variable).

Lowest minimum APR: Capital One Quicksilver Cash Rewards Credit Card

Most valuable benefits: Capital One Venture Rewards Credit Card

For Capital One products listed on this page, some of the above benefits are provided by Visa(R) or Mastercard(R) and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

The Capital One Venture Rewards Credit Card has good annual rewards value with no transfer fee at this transfer APR. It’s a good choice if you want to earn travel rewards and want a simple way to redeem them.

The Capital One Quicksilver Cash Rewards Credit Card offers a high flat rewards rate on every purchase you make, plus a long introductory 0% APR promotion on purchases, giving you a chance to save on interest.