Capital One Walmart Rewards Card

Notable benefits of the Capital One Walmart Rewards Mastercard include:

The Capital One Walmart Rewards Mastercard earns the most rewards when you make purchases at Walmart.com, where you’ll earn 5% cash back. You’ll also earn 5% cash back on store purchases for the first year with the store’s mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases.

Annual fee: Neither card charges an annual fee.

Rewards: The Capital One Walmart Rewards Mastercard earns 5% cash back at Walmart.com; 5% cash back on store purchases for the first year with the store’s mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases. Amazon Rewards Visa Signature Card users earn 3% cash back at Amazon.com and Whole Foods Market, 2% back at drugstores, gas stations and restaurants, and 1% back on all other purchases. When paired with an eligible Amazon Prime membership, your earnings at Amazon.com and Whole Foods Market will jump to 5%.

Sign-up bonus: The Capital One Walmart Rewards Mastercard doesn’t offer a sign-up bonus. The Amazon Rewards Visa Signature Card offers a $60 Amazon.com gift card upon approval. The gift card value will increase to $100 if you have an eligible Amazon Prime membership upon approval for the card.

Benefits: Capital One Walmart Rewards Mastercard benefits include extended warranty protection, travel accident insurance, travel assistance services and concierge service. Various travel and purchase protection benefits are available to Amazon Rewards Visa Signature Card users, such as an auto rental collision damage waiver, baggage delay insurance, extended warranty protection, lost luggage reimbursement, travel accident insurance, and travel and emergency assistance.

Annual fee: Neither card charges an annual fee.

Rewards: The Capital One Walmart Rewards Mastercard earns 5% cash back at Walmart.com; 5% cash back on store purchases for the first year with the store’s mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases. The Bank of America Customized Cash Rewards credit card earns 3% cash back in a category of your choice, such as gas, online shopping, travel, dining, drugstores, and home improvement or furnishings; 2% back at grocery stores and wholesale clubs; and 1% back on all other purchases. Cardholders receive their 3% and 2% earnings on up to $2,500 in purchases each quarter, then 1% thereafter.

Sign-up bonus: The Capital One Walmart Rewards Mastercard doesn’t offer a sign-up bonus. The Bank of America Customized Cash Rewards credit card offers a $200 cash bonus when you spend $1,000 on purchases in the first 90 days of account opening.

Benefits: Capital One Walmart Rewards Mastercard users receive card benefits such as extended warranty protection, travel accident insurance, travel assistance services and concierge service. Bank of America Customized Cash Rewards credit card holders receive monthly FICO credit score access for free and zero fraud liability coverage.