Iberia Visa Signature Card from Chase Review | U.S. News

The Iberia Visa Signature card is designed for travelers who want to earn points for travel purchases and use the card’s perks.

The card earns three Avios points per dollar spent with airlines Iberia, British Airways and Aer Lingus. Cardholders will also earn two Avios points per dollar spent on hotel accommodations purchased directly from the hotel. For every dollar spent on other purchases, cardholders will receive one Avios point.

There is also a sign-up bonus where you’ll earn 75,000 Avios once you spend $5,000 within the first three months.

Iberia Visa Signature card review: This card offers air travelers perks and points for flights and hotel purchases. It does not come with a cash back redemption option and charges a $95 annual fee.

• No foreign transaction fees: The card doesn’t accrue any foreign transaction fees. 
• Hefty welcome bonus: You’ll earn 75,000 Avios once you spend $5,000 within the first three months.
• Travel protections: You can get reimbursed up to $100 per day for three days if your baggage is delayed for more than six hours and you need to buy essentials such as toiletries and clothes. Plus, if you check or carry on bags that the carrier loses or damages, you will be covered up to $3,000.

• Rewards have limited flexibility: You can generally only redeem Avios points earned with your card through Iberia’s loyalty program, which includes Iberia and partners. This card also doesn’t allow cardholders to access any cash back through points. 
• Annual fee: You’ll pay a $95 annual fee for this card. There are other airline credit cards with no annual fee, such as the Delta SkyMiles Blue American Express Card.
• Rewards can expire: Avios points expire if you go 36 straight months without earning or redeeming points or without purchasing or transferring points through your Iberia account.

You can maximize rewards with an Iberia Visa Signature card by spending $5,000 within the first three months to earn 75,000 Avios for the new cardholder bonus. A $1,000 airfare discount voucher to use toward two tickets on the same flight is yours if you spend $30,000 in a year.

The card earns three Avios points per dollar spent with airlines Iberia, British Airways and Aer Lingus. Cardholders will also earn two Avios points per dollar spent on hotel accommodations purchased directly from the hotel. For every dollar spent on other purchases, cardholders will receive one Avios point.

You’ll need to join Iberia Plus, the Spanish carrier’s free customer loyalty program, to redeem points and be recognized with Iberia Plus’ Elite Points.

You can book reward travel online or by phone. As long as you earn, redeem, purchase or transfer Avios points once every 36 months, your points will not expire.

Iberia Visa Signature card vs. Delta SkyMiles Blue American Express Card 

Annual fee: The Iberia Visa Signature card has a $95 annual fee. The Delta SkyMiles Blue American Express card does not charge an annual fee.

Rewards: The Iberia Visa Signature card earns three Avios points per dollar spent with airlines Iberia, British Airways and Aer Lingus. Cardholders will also earn two Avios points per dollar spent on hotel accommodations purchased directly from the hotel. For every dollar spent on other purchases, cardholders will receive one Avios point. The Delta SkyMiles Blue American Express Card earns 2 miles per dollar spent on restaurants – including takeout and delivery in the U.S. – and for eligible purchases made directly with Delta, which do not include in-flight Wi-Fi. Cardholders will also earn 1 mile on every other purchase.

Welcome offer: The Iberia Visa Signature card offers cardholders 75,000 Avios once they spend $5,000 within the first three months. The Delta SkyMiles Blue American Express card offers cardholders 10,000 bonus miles after they spend $1,000 in purchases in the first six months.

Benefits: The Iberia Visa Signature card allows cardholders to save 10% on Iberia flights purchased at Iberia.com/Chase10, a discount voucher of $1,000 to use toward two tickets on the same flight for each calendar year you make at least $30,000 in purchases on your card and travel protections such as baggage delay insurance. The Delta SkyMiles Blue American Express Card offers cardholders $50 off the cost of their flight for every 5,000 miles they redeem with Pay with Miles when booking on Delta.com and 20% off in the form of a statement credit for eligible Delta in-flight purchases of food, beverages and audio headsets.

Iberia Visa Signature Card vs. Discover it Miles

Annual fee: The Iberia Visa Signature card has a $95 annual fee. The Discover it Miles card does not charge an annual fee.

Rewards: The Iberia Visa Signature card earns three Avios points per dollar spent with airlines Iberia, British Airways and Aer Lingus. Cardholders will also earn two Avios points per dollar spent on hotel accommodations purchased directly from the hotel. For every dollar spent on other purchases, cardholders will receive one Avios point. The Discover it Miles card earns 1.5 miles on every dollar spent on every purchase.

Sign-up bonus: The Iberia Visa Signature card offers cardholders 75,000 Avios once they spend $5,000 within the first three months. The Discover it Miles card matches the miles you have earned by the end of your first year as a cardholder.

Benefits: The Iberia Visa Signature card allows cardholders to save 10% on Iberia flights purchased at Iberia.com/Chase10, a discount voucher of $1,000 to use toward two tickets on the same flight for each calendar year you make at least $30,000 in purchases on your card and travel protections such as baggage delay insurance. Discover it Miles lets you easily freeze your account, gives you free access to your FICO credit score and alerts you if your Social Security number appears on the dark web.

• Annual fee: The fee is $95 a year. 
• Foreign transaction fee: There are no foreign transaction fees.
• Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Cash advance fee: 5% of each transaction, or at least $10.
• Late payment fee: Up to $40.
• Returned payment fee: Up to $40.

• Don’t mind paying an annual fee. 
• Want to save 10% on Iberia flights.  
• Can earn the huge sign-up bonus.