Petal® 1 “No Annual Fee” Visa® Credit Card

Petal 1 “No Annual Fee” Visa Credit Card holder benefits include:

Although not all purchases made with the Petal 1 “No Annual Fee” Visa Credit Card will earn rewards, you can take advantage of select deals with participating merchants to earn 2% to 10% cash back on eligible purchases.

Annual fee: The Petal 1 “No Annual Fee” Visa Credit Card doesn’t charge an annualfee. The Capital One QuicksilverOne Cash Rewards Credit Card charges an annual fee of $39.

Rewards: The Petal 1 “No Annual Fee” Visa Credit Card doesn’t have a traditional rewards program, but cardholders can earn 2% to 10% cash back on select purchases from participating merchants. The Capital One QuicksilverOne Cash Rewards Credit Card offers 1.5% cash back on every purchase.

Sign-up bonus: Neither card offers a sign-up bonus.

Benefits: Petal 1 “No Annual Fee” Visa Credit Card holders have access to fraud protection and can automatically freeze their accounts. The cellphone app offers Experian credit score monitoring and budgeting tools. Benefits available to Capital One QuicksilverOne Cash Rewards Credit Card holders include emergency card services, extended warranty coverage, and travel and emergency assistance services.

Annual fee: Neither of these cards require an annual fee.

Rewards: You won’t have access to a traditional rewards program with the Petal 1 “No Annual Fee” Visa Credit Card. Instead, you can earn 2% to 10% cash back on select purchases from participating merchants. Discover it Secured Credit Card cardholders earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and unlimited 1% cash back on all other purchases.

Sign-up bonus: Neither card offers a sign-up bonus.

Benefits: The Petal 1 “No Annual Fee” Visa Credit Card offers fraud protection and the ability to automatically freeze your account. Additionally, budgeting tools and Experian credit score monitoring are available via the cellphone app. Discover it Secured Credit Card card benefits include zero dollar fraud liability protection, 100% U.S.-based customer service at any time and free access to your FICO credit score. The Discover it Secured Credit Card also matches rewards dollar for dollar automatically at the end of the first year if you’re a new cardholder.