REI Co-op Mastercard | U.S. News

REI Co-op Mastercard Benefits

REI Co-op Mastercard holders can access various benefits, including:

Plan to use the REI Co-op Mastercard on all REI purchases to earn 5% cash back. Select mobile wallet purchases earn 2% back and all other eligible purchases receive 1% back. Rewards can be redeemed for cash, checks or credit at REI.com, an REI outlet store or on select REI travel purchases. Little planning is required to get the card’s sign-up bonus. Cardholders earn a $100 REI gift card after making a single purchase with the REI Co-op Mastercard within the first 60 days.

Comparisons to Other Cards

Annual fee: Neither card charges an annual fee.

Rewards: REI Co-op Mastercard holders earn 5% cash back on all REI purchases, 2% back on select mobile wallet purchases and 1% back on all other eligible purchases. Amazon Rewards Visa Signature Card holders receive 3% cash back at Amazon.com and Whole Foods Market, 2% at drugstores, gas stations and restaurants, and 1% on all other purchases. Your earnings will increase to 5% cash back at Amazon.com and Whole Foods Market if you pair the card with an eligible Amazon Prime membership.

Sign-up bonus: Cardholders earn a $100 REI gift card after making a single purchase with the REI Co-op Mastercard within the first 60 days. The Amazon Rewards Visa Signature Card offers a $60 Amazon.com gift card upon approval. The gift card value will increase to $100 if you have an eligible Amazon Prime membership upon approval for the card.

Benefits: With the REI Co-op Mastercard, you’ll receive benefits such as extended warranty protection, price protection, cellphone protection, trip cancellation protection and concierge service. Amazon Rewards Visa Signature Card holder benefits include baggage delay insurance, extended warranty protection, lost luggage reimbursement, purchase protection, roadside dispatch, travel accident insurance, and travel and emergency assistance.

Annual fee: Neither card charges an annual fee.

Rewards: Earn 5% cash back on all REI purchases, 2% back on select mobile wallet purchases and 1% back on all other eligible purchases with the REI Co-op Mastercard. Chase Freedom Flex cardholders earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.

Sign-up bonus: Cardholders earn a $100 REI gift card after making a single purchase with the REI Co-op Mastercard within the first 60 days. Chase Freedom Flex offers a $200 sign-up bonus after you spend $500 on purchases in your first 3 months from account opening.

Benefits: REI Co-op Mastercard benefits include extended warranty protection, cellphone protection, price protection, trip cancellation protection and concierge service. Benefits available to Chase Freedom Flex cardholders include purchase protection, extended warranty protection and fraud protection.