April 24, 2024

The Business Platinum Card from American Express vs. The Platinum Card from American Express: Which Is Best?

Which Card Offers the Best Rewards?

The Business Platinum Card from American Express earns 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Cap applies. You’ll earn earn 120,000 Membership Rewards® points Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Terms apply.

The Platinum Card from American Express earns 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, so the best way to maximize your benefits is to use it for travel expenses. If you want to earn 80,000 Membership Rewards® points-point introductory bonus, you should plan to spend after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. Terms apply.

Best two-year value: The Business Platinum Card from American Express

Which Card Has the Lowest Fees?

The Business Platinum Card from American Express has an annual fee of $695.
(See Rates & Fees)

The Platinum Card from American Express has an annual fee of $695.
(See Rates & Fees)

Which Card Has the Most Valuable Benefits?

The Business Platinum Card from American Express’ most valuable benefits:

  • Up to a $200 airline fee credit
  • Access to the American Express Global Lounge Collection
  • Fee credit for Global Entry or TSA Precheck fees
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold Status
  • Business Platinum Travel service
  • Trip delay insurance
  • Trip cancellation and interruption insurance
  • Car rental loss and damage insurance
  • Baggage insurance plan
  • Extended warranty coverage
  • Purchase protection

Enrollment Required for Select Benefits.

The Platinum Card from American Express’ most valuable benefits:

  • Uber VIP status available
  • Up to a $200 airline fee credit
  • Fee credit for Global Entry or TSA Precheck
  • The Global Lounge Collection
  • Platinum Travel service
  • Marriott Bonvoy Gold Elite Status
  • Hilton Honors Gold Status
  • Car rental loss and damage insurance
  • Premium Global Assist Hotline
  • Platinum concierge service
  • Return protection

Enrollment Required for Select Benefits.

Most valuable benefits: Tie

Which Card Is the Best For You?

The Business Platinum Card from American Express offers flexible rewards and a suite of premium travel benefits.

The Platinum Card from American Express offers a suite of luxury travel perks, including fee credits, airport lounge access, elite hotel status and more. You also have the ability to transfer points to several airline and hotel partners.

For rates and fees of The Business Platinum Card from American Express, please click here
For rates and fees of The Platinum Card from American Express, please click here

Source link