U.S. Bank Mortgage

U.S. Bank has several mortgage loan programs, including:

U.S. Bank doesn’t disclose its minimum credit score. In general, have a credit score of at least 620 if you’re planning to apply for a conventional loan.

Minimums can vary for other loan types.

Closing costs can vary based on several factors but are typically between 2% and 5% of the loan amount. If you’re eligible for the U.S. Bank Customer Credit, you could receive closing cost assistance of up to $1,000.

Is your dream home within reach? U.S. News’ mortgage calculator will show you how much house you can afford.

U.S. Bank has an A rating with the Better Business Bureau.

The Consumer Financial Protection Bureau received 441 mortgage-related complaints in 2019 about U.S. Bank. The most common complaints involved:

Each complaint received a timely response.

You can apply for a U.S. Bank mortgage loan online, on your own or with a loan specialist. You’ll also be able to upload documents, track your loan application status and sign disclosures electronically.

After your mortgage closes, you can manage your account online through the bank’s website.