April 26, 2024
Barclays Princess Cruises Rewards Visa Card Review

Barclays Princess Cruises Rewards Visa Card Review

Princess Cruises Rewards Visa Card Benefits

The Princess Cruises Rewards Visa Card offers benefits including:

  • Free FICO credit score access
  • Concierge service
  • Zero fraud liability protection

Maximizing Rewards

The Princess Cruises Rewards Visa Card earns two points per dollar on Princess Cruises purchases, so using this card for travel with the cruise line is the best way to maximize your rewards.

Comparison to Other Cards

Annual fee: There is a $0 annual fee with the Princess Cruises Rewards Visa Card. The Chase Sapphire Preferred Card has a $95 annual fee.

Rewards: The rewards program for the Princess Cruises Rewards Visa Card offers two points per dollar spent with Princess Cruises and one point per dollar for all other purchases, with no caps on how much you can earn. The Chase Sapphire Preferred Card offers three points per dollar on dining at restaurants, two points per dollar on travel and one point per dollar on all other purchases.

Sign-up bonus: Cardholders receive a 10,000-point sign-up bonus with the Princess Cruises Rewards Visa Card when you make your first purchase. With the Chase Sapphire Preferred Card, you earn 60,000 bonus points when you spend after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

Benefits: The Princess Cruises Rewards Visa Card offers other benefits, including free monthly access to your FICO credit score, no foreign transaction fee, concierge service and zero fraud liability. No foreign transaction fees are charged with Chase Sapphire Preferred Card, and cardholders receive benefits including purchase protection, extended warranty coverage and travel and emergency assistance services.

Annual fee: Neither card charges an annual fee.

Rewards: With the Princess Cruises Rewards Visa Card, you earn two points per dollar spent with Princess Cruises and one point per dollar for all other purchases, with no limits. The Carnival World Mastercard rewards program offers two points per dollar spent with Carnival Cruises and one point per dollar for all other purchases, with no limits.

Sign-up bonus: New cardholders receive a 10,000-point sign-up bonus with the Princess Cruises Rewards Visa Card making your first purchase. New cardholders with the Carnival World Mastercard are also awarded a 20,000-point sign-up bonus for making your first purchase or balance transfer.

Benefits: Both cards offer benefits including no foreign transaction fee, concierge service, zero fraud liability and free monthly access to your FICO credit score.

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