M&T Bank Visa Business Bonus Rewards Card Review

The M&T Business Rewards Credit Card offers benefits including:

The best way to maximize your rewards with the M&T Business Rewards Credit Card is to use it for your business expenses. You earn unlimited 1.5% cash back on every purchase. You will earn 10,000 bonus points if you make $500 in purchases in the first 90 days of account opening.

Annual fee: Neither card charges an annual fee.

Rewards: The M&T Business Rewards Credit Card offers unlimited 1.5% cash back on all purchases. With the Ink Business Cash Credit Card, you receive 5% cash back on the first $25,000 spent on office supplies and internet, cable and phone purchases each account anniversary year, 2% cash back on the first $25,000 of total annual purchases of gas and at restaurants, and 1% per dollar for all other purchases.

Sign-up bonus: The M&T Business Rewards Credit Card offers a 10,000-point bonus when you make $500 in purchases in the first 90 days of account opening. You can earn a $750 cash back sign-up bonus with the Ink Business Cash Credit Card if you make $7,500 on purchases in the first 3 months from account opening.

Benefits: The M&T Business Rewards Credit Card offers benefits including free employee cards and no foreign transaction fees. The Ink Business Cash Credit Card offers benefits including purchase protection, extended warranty coverage, an auto rental collision damage waiver, and travel and emergency assistance services.

Annual fee: Neither card charges an annual fee.

Rewards: The M&T Business Rewards Credit Card offers unlimited 1.5% cash back on every purchase. The Bank of America Business Advantage Cash Rewards credit card gives cardholders 3% cash back in a category of your choice, including gas stations, office supply stores, travel, TV, telecommunications and wireless services, computer services or business consulting services. You’ll earn 2% cash back on dining and 1% back on all other eligible purchases. The 3% and 2% cash back earnings are eligible on up to $50,000 in combined choice category and dining purchases each year (then 1%).

Sign-up bonus: The M&T Business Rewards Credit Card gives new cardholders 10,000 bonus points after making $500 in purchases in the first 90 days of account opening. The Bank of America Business Advantage Cash Rewards credit card offers new cardholders a $300 statement credit sign-up bonus for making $3,000 in net purchases within 90 days of opening an account.

Benefits: The M&T Business Rewards Credit Card offers benefits including free employee cards and no foreign transaction fees. The Bank of America Business Advantage Cash Rewards credit card gives cardholders access to benefits including travel and emergency assistance, cash management tools and overdraft protection if you link your card to a Bank of America business checking account.