SunTrust Travel Rewards Credit Card Review

The SunTrust Travel Rewards Credit Card comes with World Elite Mastercard benefits. With these benefits, you will get access to luxury travel amenities, a 24/7 concierge and more. Benefits include:

With 3% unlimited cash back for travel purchases, it’s a good idea to use the SunTrust Travel Rewards Credit Card for travel purchases to maximize cash back rewards. This card also offers 2% cash back on qualifying dining purchases and 1% cash back on all other purchases.

The sign-up bonus is worth $250, so you should plan your spending to meet the purchase requirement of $3,000 on qualifying purchases in the first three months after account opening.

Annual fee: The SunTrust Travel Rewards Credit Card has an annual fee of $89 ($0 first year). The Capital One Venture Rewards Credit Card has an annual fee of $95.

Rewards: The SunTrust Travel Rewards Credit Card earns 3% cash back on travel purchases, 2% cash back on dining purchases and 1% cash back on all other purchases. The Capital One Venture Rewards Credit Card earns 2 miles for every dollar spent on all purchases.

Sign-up bonus: With the SunTrust Travel Rewards Credit Card, you can earn a $250 statement credit when you spend $3,000 on qualifying purchases in the first three months after account opening. With the Capital One Venture Rewards Credit Card, you can earn 60,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel.

Benefits: Benefits for the SunTrust Travel Rewards Credit Card include price protection, cellphone protection, concierge service, trip cancellation or interruption insurance, worldwide automatic travel accident insurance and auto rental insurance. The Capital One Venture Rewards Credit Card offers benefits such as 24-hour travel assistance services, an auto rental collision damage waiver, travel accident insurance and extended warranty coverage.

Annual fee: The SunTrust Travel Rewards Credit Card has an annual fee of $89 ($0 first year). The Chase Sapphire Preferred Card has an annual fee of $95.

Rewards: Both cards offer travel and dining as bonus categories. The SunTrust Travel Rewards Credit Card offers 3% cash back on travel purchases and 2% cash back on dining purchases. All other purchases earn 1% cash back. The Chase Sapphire Preferred Card offers five points per dollar on Lyft rides (valid through March 2022), three points per dollar on dining at restaurants, two points per dollar on travel and one point per dollar on all other purchases.

Sign-up bonus: With the SunTrust Travel Rewards Credit Card, you can earn a $250 statement credit when you spend $3,000 on qualifying purchases in the first three months after account opening. The Chase Sapphire Preferred Card earns 60,000 bonus points when you spend after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

Benefits: SunTrust Travel Rewards Credit Card cardholders have access to World Elite Mastercard benefits, including price protection, cellphone protection, concierge service, trip cancellation or interruption insurance, worldwide automatic travel accident insurance and auto rental insurance. The Chase Sapphire Preferred Card offers trip cancellation or interruption insurance, an auto rental collision damage waiver, baggage delay insurance, trip delay reimbursement, one-to-one point transfer with select airline and hotel travel partners and more.