What Are the Fees Associated With the United Gateway Card?
- Annual fee: There is no annual fee.
- Foreign transaction fee: There is no foreign transaction fee.
- Balance transfer fee: This card charges $5 or 5% of each balance transfer, whichever is greater.
- Cash advance fee: There is a cash advance fee of $10 or 5% of each transaction, whichever is greater.
- Late or return payment fee: There is a fee of up to $40.
- Over-limit fee: There is no over-the-limit fee.
How to Maximize Rewards With the United Gateway Card
The card earns double miles on United Airlines purchases, local transit and commuting and gas station purchases, and 1 mile per dollar on all other eligible purchases.
Comparisons With Other Cards
Annual fee: Both cards have no annual fees.
Rewards: With the United Gateway Card, you’ll earn 2 miles per dollar on United Airlines purchases, local transit and commuting and gas station purchases, and 1 mile per dollar on other eligible purchases. The Capital One VentureOne Rewards Credit Card has a simple rewards program, offering 1.25 miles per dollar on every eligible purchase.
Sign-up bonus: The United Gateway Card offers a 20,000-mile introductory bonus for cardholders after you spend $1,000 on purchases in the first 3 months your account is open. Capital One VentureOne Rewards Credit Card holders can earn 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Benefits: United Gateway Card benefits include an auto rental collision damage waiver, trip cancellation or interruption coverage, purchase protection and extended warranty coverage. With the Capital One VentureOne Rewards Credit Card, you’ll have access to fraud coverage and emergency card services.
Annual fee: Neither card requires an annual fee.
Rewards: United Gateway Card holders earn 2 miles per dollar on United Airlines purchases, local transit and commuting and gas station purchases, and 1 mile per dollar on other eligible purchases. With the American Airlines AAdvantage MileUp Card, you’ll earn 2 miles per dollar on grocery store purchases (including grocery delivery services) and on eligible American Airlines purchases, and 1 mile per dollar on all other purchases.
Sign-up bonus: A 20,000-mile introductory bonus is available to new United Gateway Card holders after you spend $1,000 on purchases in the first 3 months your account is open. The American Airlines AAdvantage MileUp Card offers 10,000 miles after making $500 in purchases within the first 3 months of account opening.
Benefits: With the United Gateway Card, your benefits include a 25% discount on United in-flight purchases, an auto rental collision damage waiver, trip cancellation or interruption coverage and extended warranty coverage. American Airlines AAdvantage MileUp Card benefits include a 25% discount on in-flight food and beverage purchases.
Should You Get the United Gateway Card?
- Regularly travel with United Airlines.
- Prefer to pay no annual fee.
- Frequently travel internationally.
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