December 2, 2021

30 Apps and Websites to Help You Bank Extra Cash

If you’re looking for ways to earn extra money beyond a day job, numerous websites and apps can help you do just that.

In many cases, you can leverage resources you already have – your phone, your car, the junk in your garage – to earn additional income.

Use Your Car to Make Money

With this strategy, keep in mind that you’ll spend money on gas, your insurance may go up and your car will experience wear and tear. But your car can be a major resource to help you earn money through these services:

  • Uber

    To be an Uber driver, your car can’t be 15 years old or older, and it has to have at least four doors. You need to have at least one year of driving experience (three years if you’re under 23). The amount of money you’ll earn depends on how much you drive and where you live. But you’ll be paid upfront for every drive, and any tips you receive are all yours.

  • Lyft

    You must be at least 21 to drive for this ride-hailing service, and you’ll need to undergo a criminal background check. Your car has to have at least four doors. As for the money you’ll make, it’s the same deal as Uber: It depends how much you drive and where you live. You’re paid by the mile and minute, and tips and bonuses are all yours.

  • Postmates

    You need to be at least 18 to deliver restaurant-prepped meals and goods through this courier service. You’ll be making deliveries, which is usually done by car, but you could also use a bicycle, the bus or hoof it on foot. The rate you receive depends on when and where you’re making deliveries.

  • Instacart

    If you are a full-service shopper, you’ll make grocery deliveries through Intacart. How much you earn varies: You might make $7 to $10 per delivery if you’re shopping and delivering. While the gig is pretty straightforward, you may have to attend an in-person orientation, and there will be paperwork, like a W-9 or W-4 tax form, depending whether you’re working as an independent contractor of a part-time employee.

  • Getaround

    With this service, you rent out your car when you aren’t using it. Rates are generally between $6 and $10 an hour, and you’ll keep 60% of that while Getaround takes a 40% cut. That may sound like a lot, but your car will be insured, and Getaround also covers roadside assistance. Your car must be at least a 2005 model or newer and can’t have more than 125,000 miles on it.

  • DoorDash

    To deliver food door-to-door with this service, you need to be 18. Obviously, a car is great, but a motorcycle or scooter is fine, and in some cities, you’re allowed to deliver by bicycle. DoorDash’s main concern is that you pick up food from a restaurant and have reliable transportation to get meals to customers. There are a few other rules, like agreeing to a background check.

  • Carvertise

    With this service, your car becomes something of a mobile billboard (without damaging its paint job). Generally, drivers earn around $100 a month, which should pay for at least some of your gas, but Carvertise says you might be able to make up to $300 a month. You’ll need to be at least 21, have a good driving record and drive a car that isn’t from the 1990s or older.

  • Wrapify

    This is a similar company. The website suggests, however, that you’ll make $196 to $452 a month, depending on the level of advertising. The brands Wrapify works with tend to be household names, and some vehicles, the website notes, are too hard to wrap ads around. So if you own a Hummer, Wrangler, PT Cruiser, HHR, VW Beetle or a soft-top convertible, you’re out of luck. Alas, it also doesn’t wrap motorcycles or motorhomes.

Make Money While Shopping

If you’re saving money, you can argue that you’re making money. But don’t get carried away using these sites to get deals. You are spending money with these sites – just less money.

  • Rakuten

    You may know this company by its previous name, EBates. You earn cash back when you shop at stores partnered with Rakuten. Generally, you’ll get around 1% to 3% cash back, though it’s not uncommon to find deals where you’ll get 5% or 6% cash back and even up to 10% or more cash back. This can be a good deal if you’re planning to do some online shopping anyway.

  • RetailMeNot

    This is also a cash-back site, and you’ll find coupon codes and promo codes, just like you can on Rakuten. You’ll save money using either website, but again, you’re spending money to “make” this money.

  • Capital One Shopping

    This service specializes in finding the best price on products you buy online or in stores. It was previously called Wikibuy, but Capital One purchased it a couple years ago. Capital One Shopping is a free browser extension, and you don’t need a Capital One credit card to use it. Its cash-back option is somewhat limited; you don’t get cash deposited in your account like with some cash-back sites, but you can get points to redeem for gift cards.

  • Fetch Rewards

    You take a photo of the receipts you collect from stores and restaurants, and then you get points that turn into rewards – most, if not all, which will be digital gift cards. It does seem easy enough if you get into the habit of taking those photos. Keep in mind that if your account is inactive for 91 days, your points will expire.

Make Money While Exercising

Really, there’s nothing to consider: It gets you out moving and away from the junk food, and you can earn extra money as well.

  • Sweatcoin

    This is an app that you download, and as long as your phone stays with you, you end up earning digital cash as you walk around or run. You can exchange sweatcoins at the app’s storefront to buy things, or you can donate them to charity. The website says it doesn’t sell customers’ data; it partners with brands that want to reach health-conscious consumers.

  • HealthyWage

    This is a website where you bet money that you can lose weight in a certain amount of time. (Your weight needs to be verified, which you can do by sending in a video or by having a HealthyWage “referee” remotely witness you stepping on your scale.) If you lose the desired weight, you win prize money – and the money you bet. If you don’t lose weight, you don’t win money – and you lose the money that you’ve bet. What you win depends on how much you bet and if you’re successful at losing weight. Because if you aren’t careful when using this site, you may lose money instead of weight.

  • MyAchievement

    This is an app that pays you to track your steps as well as other activities, such as the time you sleep or how much you’re eating. (The company partners with health companies for market studies.) You can earn $10 for every 10,000 points you collect. Unfortunately, one step does not equal one point. It may take you a while to compile 10,000 points. In fact, the most points you can collect per day is 80.

Make Money Doing Odd Jobs

If you’re handy around the house or have a specialized skill, you can monetize your talents with these apps and sites.

  • TaskRabbit

    With TaskRabbit, you can sign up and agree to do odd jobs in your area, like assembling furniture or cleaning bathrooms. Or you can become a “tasker” and set up a profile with the services you’ll gladly do along with how much you’ll charge – and then people can find you on the website. You can set your own rates. It’s probably not going to make you rich, but if you’re a handy person, you might be able to make some decent side income.

  • Fiverr

    If you don’t want to leave the house, and you have a skill you can do without leaving your home – say you’re a good writer or artist, or you’re skilled with video editing – this may be a good website for you. It does take a 20% commission. But on the plus side, while the website may have once been known for charging $5 for services, you’re allowed to charge as much as $995 for services.

  • UserTesting

    If you apply on UserTesting.com and are accepted, you will get paid to test how various websites and apps work. You’ll need to complete a short practice test and fill out some basic information. Your computer or phone will also need to be relatively new. You can earn $4 for every five-minute test you take, $10 for every 20-minute test and between $30 and $120 for participating in live interviews, offering your insights and thoughts about various websites and apps that you’ve tested.

Make Money by Selling Stuff

Earn money by clearing away the clutter. Think of all the CDs and books you’ve thrown away in the past because you weren’t sure if anyone wanted them. That practice can be a thing of the past.

  • Decluttr

    This is a website where you can sell used CDs, DVDs, games, books and electronics like phones, tablets and game consoles. You scan items with your phone, and you’ll be given an instant offer on your item. You then print out a prepaid label (assuming you accept the offer) and send your stuff for free. Assuming what you’ve sent isn’t damaged, you’ll get a check or a direct deposit. You might get a few bucks (or cents) from an old DVD or CD, but you also might get $100 for, say, an old smartphone.

  • EagleSaver

    This site specializes in buying books (no textbooks), CDs, DVDs and video games. You can also ship these to EagleSaver.com for free after getting an instant quote for whatever you have to sell.

  • Ziffit

    This website and app specializes in buying books. You scan or enter the barcode of the book, get an instant price, and ship the books (for free) using the website’s FedEx service.

  • SellCell

    This is a website where you can sell your cellphones, tablets, smart watches and other tech. It finds cellphone buyback companies for you, and once you type in the make and model of your phone or other device, you’ll get offers. Select the price you want, and you’ll ship your device to the buyback company for free (usually, the buyer will offer a shipping label that you can print out). Soon after, you’ll get your money (sometimes by check, and sometimes by direct deposit or PayPal; it depends on the buyer).

  • Poshmark

    Sell high-end fashion through this app and website. If you own a lot of brand-name clothing, you’re in luck. If you manage to sell an item for under $15, Poshmark will collect $2.95 as its commission. If you sell something for $15 or more, it’ll take 20%. Customers pay Poshmark, and then you take the money from your Poshmark account, either by direct deposit or a check.

  • Facebook Marketplace

    Facebook Marketplace connects sellers and buyers, and it can be a nice way to earn a buck. Plus, Facebook doesn’t take a commission unless you’re selling items from an online Facebook store. Still, you’ll probably have to meet your seller somewhere (ideally in a public place).

  • Stillwhite

    Most people will use this website or app maybe once or twice, if at all. Still, if you have a used wedding dress that you’re willing to part with, here’s where you could sell it. There is a list of online retailers that you can’t sell a dress from on Stillwhite.com, and you have to pay a $20 listing fee (if you have multiple dresses to sell, that $20 will go down), but there is no commission to pay if you make a sale.

Make Money by Investing

Investing is never a sure thing. Before you get too excited and sink a lot of money into investments, read through the fine print on each website.

  • Acorns

    It’s a neat idea: If you sign up for Acorns, it will round up the purchases that you make with a credit or debit card, and that money will go into a robo-managed investment portfolio. Still, there are monthly charges ($1 to $5 a month, depending how you set things up) that may offset the gains you’re earning from your investments.

  • Fundrise

    This is an online real estate company that lets everyday investors purchase private commercial and residential properties by combining their money through an investment platform. In other words, if you’ve never been wealthy enough to invest in real estate, this is one way to do it. That said, you’ll need a minimum of $500 to invest, and there are fees (an annual management fee of 0.85% and advisory fee of 0.15%, and possibly other fees, depending on how much you’re investing).

  • DiversyFund

    Somewhat similar to Fundrise, you’ll need a minimum of $500 to invest. There are no management fees, which is nice, but as DiversyFund mentions on its FAQ page, you won’t see any return on your investment for five years. That is, if you see a return on your investment.

Make Money by Offering Your Opinions

A lot of survey websites make you work pretty hard to earn cash, and granted, you’ll never get rich offering your opinion. But these sites could add to your bottom line.

  • Google Opinion Rewards

    Basically, you answer questions and provide feedback for Google, and you get credits that you can use at the Google Play Store. You can direct the credits toward purchases of apps, music, games and movies.

  • FindFocusGroups.com

    Some focus groups will pay a decent amount of money – like $50 or $100 or more – especially if you’re going to be spending, say, an hour or so offering your opinion on products or services. You might be asked to spend an hour and a half answering questions about your use of social media, or discussing your favorite brands of pasta or hot beverages. There will be plenty of focus groups that you won’t be a good fit for, but you should be able to find some that offer cash for your opinions.

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